Fort Knox High-Security Banking from Austin Capital Bank
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Waitlist terms and conditions

By joining the waitlist for Fort Knox Business Accounts, you acknowledge and agree to the following terms. Fort Knox is a division of Austin Capital Bank, Member FDIC. We value your privacy, and the information you provide will be used solely for the purpose of managing the waitlist and informing you about the product. For more details about how Austin Capital Bank uses emails for marketing, please review our Privacy Policy. By joining the waitlist, you consent to receive communications from us regarding the product, including updates, launch information, and promotional offers. You can opt out at any time by contacting Fort Knox at support@fortknox.bank. Joining the waitlist does not obligate you to purchase or use the product once it becomes available. We reserve the right to modify these terms at any time. Any changes will be communicated to you via email or through our website. By clicking "Join Now," you confirm that you have read, understood, and agree to these terms.

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Fort Knox® is a registered trademark of Austin Capital Bank.

Fort Knox Bank™, FortKnox.Bank™, Lockdown™, Closed-Loop™, Blacklist™ and Cloak™ are trademarks of Austin Capital Bank.

All Fort Knox bank account deposits are insured by the FDIC to the maximum extent allowable by law.

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1 Interest Rates (Rates) and Annual Percentage Yield (APY) stated are accurate as of June 1, 2025. All Rates, APYs and tiers are subject to change without notice. Rates may change after account is opened. A minimum deposit of $100 is required to open a Fort Knox Savings account. See our rate sheet with all tiers here. Fees may reduce earnings.

2 A Monthly Security Fee of $10.00 will be imposed every statement cycle if the average monthly balance falls below $1,000.00. The average monthly balance is calculated by summing the daily balances for each day of the month and then dividing that total by the number of days in the month. This Fee will be assessed to your account on the first of the month, following 30 days after the account has been opened. If there are insufficient funds in your account to cover the cost of the fee, any amount over your account balance will be waived.

3 Fort Knox is a division of Austin Capital Bank, Member FDIC. Through our bank partners, the balance in your savings account may be moved to one or more network banks, as listed here, where it is eligible for FDIC insurance up to $250,000 once the funds arrive at network banks. Actual insured amounts may be lower or adversely affected based on any balances you hold in other accounts at other network banks, as each network bank provides up to $250,000 of FDIC insurance coverage per qualified account ownership category. Learn more at: https://www.fdic.gov/deposit/deposits.