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7 Scams That Target Your Bank Account

Date: July 23, 2025

U.S. News highlights several bank-targeting scams draining consumers’ funds, including check-overpayment schemes, charity frauds, online lending scams, and those exploiting peer-to-peer (P2P) platforms like Zelle and Venmo. Check-overpayment fraud involves scammers sending fake checks, asking victims to refund overpayments before the check bounces. Charity scams exploit goodwill, while malicious lending offers lure people into hidden fees from fraudulent services. P2P scams use urgency and impersonation to coax victims into sending money that can’t be reversed. Experts suggest pausing, verifying requests via trusted channels, and closely monitoring account activity....