Built for One Purpose: Protecting Your Money.
See how Fort Knox re-engineered every step of banking — from deposits to withdrawals — to stop fraud, scams, and account takeovers before they happen.
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We worry about fraud 24/7 so you don’t have to.
Fort Knox uses proven industry best-class and new patent pending security technology and protocols. Every layer is designed to work together to safeguard your life savings.
Secure Deposit Number™ (SDN)
Your SDN is a unique bank account number you can share publicly to safely receive funds from employers, government agencies, and banks. It only lets money flow in, never out — keeping your real Fort Knox account number completely hidden and protected.
Closed-Loop™ Withdrawal Protection.
Our proprietary patent-pending technology limits withdrawals to your linked checking account. In Protected™ Status, the only place your money can go is back to where it came from.
Active Account Cloak™
shields you from bad actors.
Fort Knox savings account numbers are never exposed to third parties or external payment systems. Additionally, Fort Knox account numbers are alphanumeric with special characters and are incompatible with any external funds transfer or payment system.
CLEAR® The Secure Identity Platform
No passwords to steal or guess. Fort Knox Bank leverages CLEAR®, the secure identity platform, to ensure only you can access your account—no passwords required.
Most banks prioritize speed over security. We don’t. We add intentional friction to transfer funds. We make it harder to access your savings on a whim.
Redefining Security in Banking.
In an era of increasingly sophisticated fraud attacks, traditional bank security is stuck in the password era. Fort Knox introduces an entirely new security architecture that stops unauthorized access before it starts.
Customized Security Zones.
Fort Knox contains multiple defined security zones from login to funds transfers. Within these zones, you can configure your own security measures – for instance, requiring a Microsoft Authenticator soft token or a YubiKey physical token – and more.
Soft & Physical Tokens
Add powerful multi-factor protection to your savings. Fort Knox lets you require soft tokens like Microsoft® Authenticator or physical devices like a YubiKey® to approve withdrawals or access your account, keeping your funds secure even if your credentials are compromised.
Geofence Protection
Fort Knox protects your savings with location-based security. Set a trusted location — like your home or office — and withdrawals can only be authorized when your device is physically inside that area. Even if a scammer gains access to your account, they can’t move your money from anywhere else.
Time Restrictions
Take control of when your money moves. With Time Restrictions, you decide the exact days and hours withdrawals from your Fort Knox account are allowed. Outside those windows, all withdrawal attempts are automatically blocked — keeping your savings protected around the clock.
Suspicious activity?
Lockdown™ status activated.
If suspicious activity is detected, your account immediately enters Lockdown™ status—automatically freezing all incoming and outgoing transfers to protect your funds.
No Instant Withdrawals.
No instant withdrawals. Ever. Scams rely on speed to drain accounts before their victims notice, whereas every Fort Knox withdrawal remains pending for two business days allowing you ample time to review and confirm each transaction.
Protect your life savings.
Experience the world’s first high-security savings account built from the ground up to keep your money safe and secure.
Next-generation banking leading with security.
Legacy platforms are constrained by decades-old core banking systems. Fort Knox represents a completely new approach to banking architecture, purpose-built for today’s security challenges.
No links. No QR codes. Ever.
No links or QR codes will be included in our transactional communication — these are the primary tools used in phishing scams for account takeovers.
If it’s not .Bank,
it’s not us.
Our .Bank domain confirms you’re on a verified and secure banking website — and not a lookalike fraud site. Only regulated banks that meet strict security standards are allowed to use a .Bank domain.
The Blacklist™.
Fort Knox has a proprietary Blacklist™ of payment apps, banks, credit unions and neobanks with excessive risk profiles that cannot be linked to a Fort Knox account for your protection.
Post-Quantum Encryption.
Fort Knox incorporates cutting-edge post-quantum cryptographic algorithms to safeguard account data from future quantum computing threats.