Keep your checking account at your bank, and your savings at Fort Knox.

In a time of rising fraud and financial uncertainty, Fort Knox gives you a secure place to grow your savings, so you can rest easy no matter what the market brings.

1 in 3

Adults

Approximately one in three U.S. adults that have fallen victim to financial fraud or scams in the past year.

37%

Adults

Among fraud victims, 37% reported monetary losses, with Gen Z and millennials being particularly susceptible.

$12.5

Billion

U.S. consumers reported losing over $12.5 billion to fraud, a 25% increase from the previous year.

$40

Billion

Rise in AI-generated scams project fraud losses in the U.S. could reach $40 billion by 2027.

Follow these easy steps to open your Fort Knox account.


In an era of increasingly sophisticated fraud attacks, traditional bank security is stuck in the password era. Fort Knox introduces an entirely new security architecture that stops unauthorized access before it starts.

Download the app.

Download the app from the app store.

Enter your info.

Securely provide your name, address, phone number, email and Social Security Number.

Validate your identity.

Fort Knox uses industry leader CLEAR to validate your identity.

Add a savings account.

Create a nickname for your savings account and link your external bank account.

Fund your account.

Make an initial deposit. A minimum deposit of $100 is required.

Configure your security.

Take your security to the next level – add Microsoft Authenticator and YubiKey for powerful, layered protection.

Fort Knox Personal Savings Account potential interest vs. other banks

The more you deposit, the greater your interest rate.



Rates accurate as of May 22, 2025 for JPMorgan Chase – Chase Savings℠, Bank of America – Advantage Savings℠, and Wells Fargo – Way2Save®. Rates may vary by state and do not account for bonus, special or promotional APYs.

1-Year Estimated Earnings

Fort Knox

JPMorgan Chase

0.01% APY

Bank of America

0.01% APY

Wells Fargo

0.01% APY

Deposit Balance
to Earn Rate
APY1(Annual Percentage Yield) 
$0.01 – $999.99
0.10%
$1,000.00 – $2,499.99
1.00%
$2,500.00 – $4,999.99
2.02%
$5,000.00 – $9,999.99
3.04%
$10,000.00 – $24,999.99
3.56%
$25,000.00 – $99,999.99
3.82%
$100,000.00 and above
4.07%

For complete set of interest rate tiers and current rates, please click here.

SECURE YOUR LIFE SAVINGS WITH AN EXCEPTIONAL INTEREST RATE.

Monthly Security Fee: $10/month2

Fee waived if you keep an average account balance of $1,000 or greater.

Get Started

Protect your life savings.


Experience the world’s first high-security savings account built from the ground up to keep your money safe and secure.

Want to learn more?

Visit our Support Center for detailed guides, helpful articles, and answers to common questions about your account.

Your Questions – Answered

Use the Message icon in the Support Center to chat with our Virtual Assistant and get quick answers to common questions – 24/7.

Need a hand?

Give us a call at 888-913-8888, or ask the Virtual Assistant to connect you with someone to start a chat or leave us a message.

 

We’re here Monday – Friday: 8AM – 5PM Central Time. We are closed to observe most federal holidays.

 

VISIT OUR SUPPORT CENTER
FOR MORE INFORMATION